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Gary Lumb
1 day ago1 min read
Guide: 5 key financial planning steps to consider during a divorce
A relationship breaking down can be incredibly emotionally challenging, and it may have a significant effect on your short- and long-term fi
Gary Lumb
Dec 10, 20244 min read
Financial fears could be holding back millions of retirement dreams
Research suggests the fear of running out of money later in life could be holding back millions of retirees. While spending too much too...
Gary Lumb
Dec 10, 20244 min read
The key Autumn Budget takeaways business owners should be aware of
As a business owner, the Autumn Budget delivered at the end of October 2024 could affect both your business and personal finances. Read...
Gary Lumb
Dec 10, 20244 min read
Research: The perils of chasing stock market “winners”
Following the stocks and shares that have experienced impressive returns can seem like fun and a way to make the most out of your...
Gary Lumb
Dec 10, 20243 min read
The pros and cons of choosing joint life insurance
If you and your partner are considering taking out life insurance, one question you may want to answer is: Would single or joint life...
Gary Lumb
Dec 10, 20245 min read
Investment market update: November 2024
On 5 November 2024, US citizens voted for their next president, and the election had a knock-on effect on investment markets and business...
Gary Lumb
Dec 10, 20243 min read
3 insightful reasons why setting goals may reduce financial bias
Subconscious bias can affect your financial decisions. They might mean you make decisions that aren’t right for you. Setting a goal could...
Gary Lumb
Oct 30, 20247 min read
Your Autumn Budget update – the key news from the chancellor’s statement
Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the...
Gary Lumb
Oct 18, 20241 min read
Guide: Your retirement choices: How to generate an income in later life
Retirement on your terms is likely to be one of the key elements of your financial plan. So, as you approach or reach retirement, now is...
Gary Lumb
Sep 24, 20241 min read
The first-time buyer’s guide to saving a property deposit
Saving for that all-important property deposit can be a challenge for a first-time buyer, especially when balancing a high cost of living...
Gary Lumb
Sep 11, 20245 min read
The gender protection gap: Do you have enough cover?
Research suggests that women are less likely than men to take out income protection. This trend could mean women are more vulnerable to...
Gary Lumb
Sep 11, 20243 min read
74% of financial advice from social media leads to an “undesired outcome”
There’s an abundance of unregulated financial advice available, and research suggests it could harm your security and long-term plans....
Gary Lumb
Sep 11, 20244 min read
5 practical questions to consider when you’re naming a Lasting Power of Attorney
Who you choose to act on your behalf if you lose mental capacity is an important decision. You want to select someone you trust and you...
Gary Lumb
Sep 11, 20244 min read
How to join the pension treasure hunt and discover “lost” savings
You could uncover “lost” pension savings and boost your retirement by tracking down old pots you might have forgotten about. Read on to...
Gary Lumb
Sep 11, 20243 min read
Regular financial reviews may help you get more out of every stage of life
Balancing your long-term goals with enjoying your life now can be a difficult balancing act. Regular financial reviews could ensure you...
Gary Lumb
Sep 11, 20246 min read
Inheritance Tax: 5 shrewd strategies for reducing a potential bill
If you take a proactive approach to managing your wealth, you could reduce how much Inheritance Tax (IHT) your estate may be liable for...
Gary Lumb
Jul 31, 20241 min read
Guide: 5 insightful lessons you could learn from the world’s most successful investors
Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who have...
Gary Lumb
Jul 23, 20241 min read
Guide: How an Olympic mindset could help you manage your finances effectively
What makes an Olympian? Natural talent or the hours put into training might be the first things that come to mind. However, their...
Gary Lumb
Jun 14, 20245 min read
Investment market update: May 2024
On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several...
Gary Lumb
Jun 14, 20243 min read
Could downsizing help fund your retirement?
Research suggests that retirees could boost their income by downsizing. While selling your home and moving to a smaller property could be...
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