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Could you pay your mortgage following a financial shock?
When you take out a mortgage, banks will assess the affordability to ensure you can continue to meet repayments. However, it’s impossible...

Gary Lumb
Jun 22, 20214 min read


What is shareholder protection and why is it important for business owners?
If your business has multiple shareholders, what would happen if a shareholder became seriously ill or passed away? It could place the...

Gary Lumb
Jun 22, 20214 min read


How to identify the responsible investment opportunities that are right for you
Responsible or ESG (environmental, social and governance) investing is growing and it may be something you’re thinking about...

Gary Lumb
Jun 22, 20213 min read


What you need to know if you’re a Power of Attorney
Taking on the responsibility of becoming a Power of Attorney can be daunting. If you’ve been named a Power of Attorney, whether you’re...

Gary Lumb
Jun 22, 20214 min read


Scam awareness month: What you need to know to spot a pension scam
Have you ever been targeted by a scam? Fraudsters are becoming more sophisticated, and their scams can be hard to spot. This Scam...

Gary Lumb
Jun 22, 20213 min read


Retiring in 2021? Planning is key as two-thirds risk depleting their pension savings
If you’re planning to retire this year, do you know how long your pension will last? Your pension savings will have an impact on the...

Gary Lumb
Jun 22, 20214 min read


Guide – Your retirement choices: how to generate an income in later life
Since Pension Freedoms were introduced in 2015, retirees have had more choice when they access their pension. However, it also means you...

Gary Lumb
Jun 8, 20211 min read


Guide: 10 things that could increase the value of your property
Talking about homes and property values is something of a pastime in the UK. Property is probably among one of the largest assets we own,...

Gary Lumb
May 6, 20211 min read


Investment market update: February 2021
A year after lockdowns around the world began, Covid-19 continues to affect economies and investment markets. While the volatility...

Gary Lumb
Mar 25, 20213 min read


How has Covid-19 affected ESG investing? Signs suggest it could become mainstream
In 2020, Covid-19 dominated the headlines. There were concerns that it would mean some of the challenges and opportunities ESG investing...

Gary Lumb
Mar 24, 20213 min read


The history of investing: What the past can teach us about market cycles
2020 was an eventful year. The pandemic and subsequent lockdowns around the world had a huge impact on life, which inevitably affected...

Gary Lumb
Mar 24, 20213 min read


5 steps to take for successful business succession planning to prime your firm for growth
No matter the size of your business, some key people ensure its smooth running and growth. Without these people, even successful...

Gary Lumb
Mar 24, 20214 min read


Can money buy happiness? It’s the freedom to reach goals that adds value to your life
Is the common saying “money can’t buy happiness” true? Research suggests that it isn’t, and that the opportunities financial security...

Gary Lumb
Mar 24, 20213 min read


8 pension mistakes that could affect your retirement
Saving for retirement should be part of your financial plan and can help you secure the lifestyle you’re looking forward to. But watch...

Gary Lumb
Mar 24, 20214 min read


Guide: 10 ways to make the most of your garden in 2021
After a year of lockdown measures, our gardens and outdoor spaces have become far more important. In fact, more than half of people say...

Gary Lumb
Mar 23, 20211 min read


Child Benefit Trap
https://www.pruadviser.co.uk/knowledge-literature/knowledge-library/reduce-high-income-child-benefit-charge/ Overview The high income...

Gary Lumb
Mar 16, 20215 min read


Guide: Behavioural biases, and how they affect your financial decisions
Our latest guide is in partnership with Neil Bage, founder of Be-IQ, a fintech company focused on behavioural insights. The guide gives a...

Gary Lumb
Mar 5, 20211 min read


Budget 2021 - The winners and losers
A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded...

Gary Lumb
Mar 3, 20215 min read


Your 2021 Budget summary
On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the...

Gary Lumb
Mar 3, 20214 min read


The 2020/21 end of the tax year guide
The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last...

Gary Lumb
Jan 26, 20211 min read
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