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5 compelling non-financial reasons to work with a financial planner now
When you first seek financial advice, your goal may be to grow your wealth or make the most of tax-efficient allowances. A financial...

Gary Lumb
Jun 19, 20233 min read


4 essential estate planning steps you should take if your family is blended
If you’re part of a blended family, it can make some decisions more complex, especially when you start to consider how to pass on wealth...

Gary Lumb
Jun 19, 20234 min read


Pensions v ISAs: Tax relief makes a huge difference to your calculations
When you’re saving for long-term goals, choosing the right place to put your money is crucial. It could mean you have far more financial...

Gary Lumb
Jun 19, 20234 min read


Guide: How to manage the harmful effects of inflation on your wealth
For the last year, inflation has been high. If you’re worried about the effects of the rising cost of living, this guide could help you....

Gary Lumb
Jun 15, 20231 min read


Your guide to pension consolidation: The pros and cons you need to know
Do you have multiple pensions? It could make it difficult to manage your pension savings during your working life and when you retire. In...

Gary Lumb
Mar 20, 20231 min read


Investment market update: February 2023
Statistics suggest that some of the pressures facing economies, such as high inflation and recession concerns, are starting to ease....

Gary Lumb
Mar 16, 20234 min read


3 useful ways a mortgage broker can help you navigate a market that changes quickly
Mortgage deals have a record low shelf life, and the market is changing quickly. If you’re searching for a new mortgage, it can make it...

Gary Lumb
Mar 16, 20233 min read


Missing financial protection triggers could leave you vulnerable to shocks. Find out why here
The decision to take out financial protection is often triggered by significant life milestones. However, research suggests that the cost...

Gary Lumb
Mar 16, 20233 min read


5 inaccurate expert predictions that prove why you shouldn’t try to time the market
When you look at investment performance with the benefit of hindsight, you may think you could predict how markets will move. Yet,...

Gary Lumb
Mar 16, 20234 min read


Premium Bonds prize rate hits 15-year high, but are they worth it?
There are now more chances to win through Premium Bonds as the prize rate reaches a 15-year high. So, what are your odds of becoming a...

Gary Lumb
Mar 16, 20233 min read


Explained: How pension tax relief works and boosts your retirement savings
Tax relief could boost your pension and mean you have more financial freedom in retirement. Yet it’s something that you may overlook when...

Gary Lumb
Mar 16, 20233 min read


All the winners and losers from the 2023 spring Budget
Just six months ago, Kwasi Kwarteng stood up in the House of Commons and delivered his controversial “mini-Budget”. The announcements...

Gary Lumb
Mar 15, 20235 min read


Your spring Budget update – the key news from the chancellor’s statement
On Wednesday 15 March 2023, chancellor Jeremy Hunt presented his spring Budget. Focusing on the government's aims to halve inflation,...

Gary Lumb
Mar 15, 20234 min read


The essential guide to ISAs
ISAs have been around for more than two decades, but they’ve changed significantly since they were first introduced. This guide can help...

Gary Lumb
Feb 8, 20231 min read


The 2022/23 end of tax year guide: 7 allowances to make use of before 5 April 2023
The 2022/23 tax year ends on Wednesday 5 April. After this date, many allowances reset, and it could be your last chance to use some of...

Gary Lumb
Jan 4, 20231 min read


Do you have a gap in your National Insurance record? Checking now could boost your State Pension
The rules around filling in a gap in your National Insurance (NI) record are changing. From 5 April 2023, you will only be able to make...

Gary Lumb
Dec 15, 20223 min read


Life insurance vs family income benefit: Which one is right for your family?
Creating financial security for your family if the worst should happen can be difficult to contemplate. However, it’s something that can...

Gary Lumb
Dec 15, 20223 min read


4 key factors that could affect your mortgage interest rate
Mortgage repayments for thousands of homeowners are rising. Understanding what affects the rate you’re offered when applying for a...

Gary Lumb
Dec 15, 20223 min read


Experts forecast a recession in 2023. Here’s why and what it means for your investments
Experts are predicting that the UK will face a recession in 2023. While it can be tempting to react to this news by changing your...

Gary Lumb
Dec 15, 20223 min read


6 essential steps to take if you’re retiring in 2023
If you’re retiring in 2023, congratulations! It’s an exciting milestone that you’re no doubt looking forward to. Here are six practical...

Gary Lumb
Dec 15, 20224 min read
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