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How to join the pension treasure hunt and discover “lost” savings
You could uncover “lost” pension savings and boost your retirement by tracking down old pots you might have forgotten about. Read on to...
Gary Lumb
Sep 11, 20244 min read


Regular financial reviews may help you get more out of every stage of life
Balancing your long-term goals with enjoying your life now can be a difficult balancing act. Regular financial reviews could ensure you...
Gary Lumb
Sep 11, 20243 min read


Inheritance Tax: 5 shrewd strategies for reducing a potential bill
If you take a proactive approach to managing your wealth, you could reduce how much Inheritance Tax (IHT) your estate may be liable for...
Gary Lumb
Sep 11, 20246 min read


Guide: 5 insightful lessons you could learn from the world’s most successful investors
Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who have...
Gary Lumb
Jul 31, 20241 min read


Guide: How an Olympic mindset could help you manage your finances effectively
What makes an Olympian? Natural talent or the hours put into training might be the first things that come to mind. However, their...
Gary Lumb
Jul 23, 20241 min read


Investment market update: May 2024
On the back of data showing some countries have exited recessions at the end of the first quarter of 2024 and inflation falling, several...
Gary Lumb
Jun 14, 20245 min read


Could downsizing help fund your retirement?
Research suggests that retirees could boost their income by downsizing. While selling your home and moving to a smaller property could be...
Gary Lumb
Jun 14, 20243 min read


3 practical ways you could reduce your tax bill in retirement
The number of retirees who could face an Income Tax bill is expected to rise. If your total income could exceed tax thresholds, there...
Gary Lumb
Jun 14, 20244 min read


3 valuable pension lessons workers can learn from retirees’ regrets
2 in 5 UK retirees have retirement regrets, according to a Canada Life survey. If you’re saving towards your future, you could learn some...
Gary Lumb
Jun 14, 20244 min read


How a financial plan could alleviate your inflation worries
The uncertainty of how the cost of living will change during your lifetime can make long-term planning difficult. After all, how can you...
Gary Lumb
Jun 14, 20244 min read


The value of financial planning: The intangible benefits that could boost your wellbeing
Consider the benefits of financial planning. If the first advantage that comes to mind is the opportunity to grow your wealth, you might...
Gary Lumb
Jun 14, 20243 min read


The essential guide to mortgages
Most people who buy property will use some form of mortgage. Indeed, according to the Financial Conduct Authority (FCA), in the final...
Gary Lumb
May 20, 20241 min read


Investment market update: February 2024
While many economies are still struggling with high inflation there are signs that the pace is starting to slow, which could pave the way...
Gary Lumb
Mar 18, 20245 min read


As rental growth slowed in 2023, is buy-to-let still profitable?
As property prices and rental yields have steadily increased in recent years, buy-to-let property has often been seen as a useful way to...
Gary Lumb
Mar 18, 20243 min read


Are you risking a pension shortfall by overlooking longevity?
A survey suggests that some retirees could risk running out of money during their lifetime because they haven’t considered how long their...
Gary Lumb
Mar 18, 20243 min read


Financial stress costs UK businesses £10.3 billion a year. Could financial advice help your firm?
Financial worries can harm the mental wellbeing of employees, and research suggests it could negatively affect the productivity of...
Gary Lumb
Mar 18, 20243 min read


How to calculate the level of income protection that would provide you with financial security
Income protection could provide you with an essential safety net if you’re unable to work due to an accident or illness. Yet, research...
Gary Lumb
Mar 18, 20244 min read


Retirement planning: The 3 main ways you could access your pension
When you give up work, your pension is likely to play a key role in creating an income. So, an essential part of retirement planning is...
Gary Lumb
Mar 18, 20244 min read


Your Spring Budget update – the key news from the chancellor’s statement
The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s...
Gary Lumb
Mar 6, 20246 min read


All the winners and losers from the 2024 Spring Budget
With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more...
Gary Lumb
Mar 6, 20246 min read
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