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After the risk of pensions collapsing made headlines, here’s how your retirement savings are protect
Recently, you may have read headlines about how pension funds were close to collapsing. Naturally, you may be worried about your...

Gary Lumb
Dec 14, 20224 min read


Guide: Financial wellbeing: 6 ways to help you make better financial decisions
Humans are hard-wired to make poor financial decisions. It’s just in our DNA. Financial wellbeing is a broad topic, covering all aspects...

Gary Lumb
Oct 19, 20221 min read


The parents’ guide to paying for university and student loans
If your child will be going to university this year or is planning to further their education in the future, you undoubtedly feel proud....

Gary Lumb
Sep 20, 20221 min read


ESG: Can you balance your values with your investment goals?
More people are considering their values when making investment decisions. If it’s something you’ve thought about, you may wonder if it’s...

Gary Lumb
Sep 5, 20223 min read


Why taking too little investment risk could harm your goals
When you imagine the worries that might come with taking investment risk, it’s probably “taking too much” that comes to mind. After all,...

Gary Lumb
Sep 5, 20224 min read


Do you think financial protection claims aren’t upheld? 98% were paid in 2021
If you think that insurers don’t pay out when people make claims, you’re far from alone. According to Scottish Widows, just 7% of people...

Gary Lumb
Sep 5, 20223 min read


Why saving your pension could reduce a potential Inheritance Tax bill
When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your...

Gary Lumb
Sep 5, 20223 min read


1 in 3 savers worry they’ve “lost” a pension. Here’s how to track them down
It can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about...

Gary Lumb
Sep 5, 20224 min read


7 compelling reasons you should seek financial advice at retirement
Some of the decisions you make as you retire could affect your income and lifestyle for the rest of your life. Yet, data suggests that...

Gary Lumb
Sep 5, 20224 min read


Guide: Your complete guide to buy-to-let
Buy-to-let properties can provide an additional income stream and help you to support your goals. As a result, becoming a landlord is...

Gary Lumb
Aug 15, 20221 min read


Your complete guide to financial protection
Financial protection is an important part of creating long-term security. Yet, it’s something that many people overlook. Appropriate...

Gary Lumb
Jun 23, 20221 min read


Investment market update: May 2022
Concerns that economies around the world could fall into a recession as inflation continues to rise have led to volatility in the investment

Gary Lumb
Jun 22, 20224 min read


House price surge pushes 4.3 million homes into a higher Stamp Duty bracket
Since March 2020, house prices have increased by 13%. It means more properties will be liable for Stamp Duty when purchased and bills could

Gary Lumb
Jun 22, 20224 min read


Millions think they’ll be better off because of inflation. Here’s why it can harm your savings
Interest rates are starting to rise, but that doesn’t mean that inflation will have a positive effect on your savings.

Gary Lumb
Jun 22, 20223 min read


The minimum pension contribution may not be enough. Here are 3 reasons to increase your contribution
If you’re paying the minimum pension contribution, will you have enough in retirement?

Gary Lumb
Jun 22, 20224 min read


Two-thirds of retirees are planning a flexible retirement, but don’t understand tax implications
More people are planning a flexible retirement where they continue to work in some form. It can help your income go further.

Gary Lumb
Jun 22, 20224 min read


The useful guide to reaching your retirement goals
Getting the most out of retirement and reaching your goals requires planning. Not thinking about your post-work years until you reach...

Gary Lumb
Apr 27, 20221 min read


Investment market update: February 2022
Throughout February, tensions between Russia and western countries caused concern for investors. As Russia invaded Ukraine, stock markets...

Gary Lumb
Mar 23, 20223 min read


Interest rates are rising. What does it mean for your mortgage?
The Bank of England has increased interest rates twice since December 2021. Read on to find out what this may mean for mortgage holders.

Gary Lumb
Mar 23, 20224 min read


1 in 3 people say financial protection is too expensive, but can you afford to overlook it?
After the pandemic, financial protection could provide a valuable safety net when you need it most.

Gary Lumb
Mar 23, 20223 min read
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